ML Investments - A division of Marketlend

Rates & Fees

Transparent pricing with no hidden costs. You only pay when you earn.

How Rates Are Determined

Marketlend does not set interest rates on monies advanced to Account Holders. Instead, investors are provided with an interest rate limit based on several factors:

Automated Risk Assessment
Credit term
Economic environment
Competitive environment
Applicant requirements

Platform Fee

23%

of return

23% (GST exclusive) of the interest rate paid by the Account Holder, covering platform services, receivable management, loss protection and servicing costs.

Loss Protection

≤10%

reserve

Up to 10% held by Marketlend as a reserve for losses. Insurance is provided to eligible investments for additional protection.

Risk Assessment Ratings

Each application receives a proprietary risk score predicting repayment likelihood. We do not accept any account below 60%.

97+

Excellent

95+

Almost Excellent

90+

Very Good

80+

Good

70+

Likely

60+

Average

Any advice on this website has been prepared without considering your objectives, financial situation or needs. Before acting on any advice, consider whether it is appropriate for your circumstances. Interest rates, fees and charges are subject to change. For more details please contact our office at assistance@mlinvestments.online